Riby is a digital and financial services company and is the developer of a financial management platform designed to help cooperatives, informal savings groups (ajo, esusu, thrift collections), micro & small-scale enterprises, and trade groups, to manage their finances and get access to collateral-free loans. They assist individuals in economy clusters, SMEs, cooperatives, and trade groups to access financial services through their digital platforms. The company's platform helps in automating savings processes, getting high-interest investments, and making payments through a wide variety of efficient payment channels along with a data enumerator and agent network, thus enabling clients to seamlessly manage their finances effectively with growth potential.