Periculum is a credit assessment startup and provider of data analytics and credit assessment services targeted to underserved markets. They help customers reduce their loan application processing times and loan default rates and offer loans to underbanked and unbanked consumers as well as micro, small, and medium-scale enterprises. Periculum helps its banking and lending customers identify fraud risk, assess creditworthiness, and analyze existing data. Periculum offers real-time decision-making, analysis, and credit underwriting solutions to financial institutions including banks, non-banking financial companies, and fintech companies.