Qpay is a borderless payment and currency exchange solution for African freelancers, content creators and entrepreneurs. Qpay offers users competitive exchange rates using a P2P model that works across borders. With Qpay, users can receive and exchange foreign funds quickly and securely, and access a free local bank account. The platform allows users to top up their accounts using Payoneer, local bank transfers, or debit cards. Withdrawals can be made directly into a user's local bank account, and funds can be sent to friends and family with Qpay accounts.